HSN Group – Making Your Property Deals Safe C Transparent Buying or selling a property in Bangalore — whether new or resale

• requires careful legal due diligence. Skipping these checks can lead to costly disputes later. At HSN Group, we guide our clients through every step to ensure a hassle-free transaction.

Ownership s Title Verification

• Title Deed – Ensure the seller has a clear and marketable title in their name.
  • Mother Deed – Trace ownership for at least the last 30 years to rule out disputes.
  • Ensure there are no legal cases or court orders affecting the property.

Encumbrance Certificate (EC)

• Get the EC from the Sub-Registrar Office for the last 13–30 years.
  • Confirms the property is free from loans, mortgages, or legal liabilities.

Approved Layout s Building Plans

• For plots: Verify BDA, BBMP, BMRDA, or CUDA approvals.
  • For apartments/villas: Ensure BBMP/BDA approved building plans.
  • Check DC Conversion Order if it was converted from agricultural to residential use.

Khata s Tax Records

• For BBMP areas, ensure it is A-Khata (not B-Khata).
  • Verify property tax receipts are up-to-date with no arrears.

RERA Registration

• For under-construction projects, confirm RERA registration.
  • Cross-check project details on the Karnataka RERA portal.

Sale Agreement s Sale Deed

• Include payment terms, possession date, penalties for delay, and all inclusions/exclusions.
  • The Sale Deed must be registered at the Sub-Registrar Office within 4 months of execution.

Power of Attorney (POA)

• If the seller is abroad or unavailable, ensure POA is properly executed and notarized.
  • POA must be registered in India to be valid for sale.

Loan Clearance

• For resale properties with an active home loan, ensure loan closure and get a No Objection Certificate (NOC) from the bank before registration.

NOCs from Authorities (If Applicable)

• From housing society or builder stating no dues.
  • From electricity, water, and maintenance service providers.

Additional Checks for Resale Properties

• Physical inspection for structural damage, seepage, or pending repairs.

• Verify original possession certificate C occupancy certificate (OC).

• HSN Group Advantage

When you buy or sell through us, our team:

• Conducts full legal verification before any transaction.
  • Coordinates with banks, advocates, and government offices.
  • Ensures a transparent and dispute-free deal.